1. Create Your Account
Sign up using your email (via one-time passcode) or Google account. Authentication is handled securely through Clerk.2. Create a Workspace
After signing up, you’ll create your first workspace. A workspace is your budgeting environment that holds all your accounts, categories, and transactions.3. Set Up Your Categories
Kualia creates some default category groups for you. Customize them to match how you spend:- Category Groups organize related categories (e.g., “Housing”, “Food”, “Transportation”)
- Categories are your individual envelopes (e.g., “Rent”, “Groceries”, “Gas”)
4. Add Your Accounts
Add your financial accounts to track balances:- Checking & Savings - your everyday bank accounts
- Credit Cards - track spending and payments
- Cash - for physical cash tracking
- Investments - 401k, IRA, brokerage accounts
- Loans - mortgage, auto, student loans
5. Set Your Monthly Income
Tell Kualia how much you expect to earn each month. This helps with budgeting guidance and target recommendations.6. Assign Your Money
Head to the budget view and start assigning money to your categories. The goal is to give every dollar a job.Next Steps
Learn Envelope Budgeting
Understand the methodology behind Kualia.
Set Up Targets
Automate your category funding goals.
Connect Your Bank
Import transactions automatically.
Track Recurring Bills
Never miss a payment again.