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Documentation Index

Fetch the complete documentation index at: https://docs.kualia.com/llms.txt

Use this file to discover all available pages before exploring further.

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Overview

Kualia ships with a built-in AI assistant that has direct access to your real budget data. Open it from the chat icon in the sidebar and ask it anything from “how much did I spend on groceries last month?” to “import this credit card statement”. It reads live data and can edit transactions, assign money, set goals, and more on your behalf. The assistant is scoped to your active workspace, respects your permissions, and never sees data from workspaces you don’t have access to.

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What you can ask it

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Look up transactions and accounts

  • “Show me my last 20 transactions”
  • “What did I spend at Amazon in April?”
  • “List my accounts and their balances”
  • “What subscriptions am I paying for right now?”

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Add, edit, and delete transactions

  • “Add a $42 grocery transaction at Trader Joe’s yesterday from my Chase Checking”
  • “Log a $1,500 paycheck deposit today”
  • “Recategorize the Costco charge from last Saturday as Household”
  • “Mark all my pending Amazon transactions as reviewed”
  • “Delete the duplicate Spotify charges from last week”
  • “Restore the transactions I just deleted by mistake”
When the assistant references a specific transaction, it links directly to that transaction’s page in the web app. Click through to open it.

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Import statements and receipts

Drag a file onto the chat. The assistant parses it and creates the transactions for you, so you don’t need to retype rows.
SupportedNotes
CSVBank exports, exports from other budgeting apps
PDFBank and credit card statements
ImageReceipts (PNG, JPG)
Examples:
  • “Import this Amex PDF” (attach the file)
  • “Categorize the rows in this CSV and add them to my Apple Card”
  • “Here’s a receipt for last night’s dinner, split it across Eating Out and Drinks”
The assistant picks the destination account from the filename or statement header. For example, amex_statement_2026-04.pdf lands in your Amex account. Imported rows arrive as Needs Review and are auto-categorized when there’s a confident match. Duplicates are detected against existing transactions on the same account and skipped; the assistant reports the count and asks before force-importing them.
File attachments are capped at 15 MB each. Larger statements should be split or trimmed first.

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Assign money to envelopes

  • “Assign $400 to Groceries this month”
  • “Fund all my underfunded categories from Ready to Assign”
  • “Move $50 from Eating Out to Gas”
  • “Pull $200 out of Vacation back to Ready to Assign”
The assistant reads the current assignment before changing it, so relative moves like “add $50” or “cover the overspending” update the right total instead of overwriting it.

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Manage categories and groups

  • “Create a new category called Pet Care under Variable Expenses”
  • “Rename Subscriptions to Recurring”
  • “Move the Coffee category into Eating Out”
  • “Archive my old Vacation 2024 category”
  • “Sort my Variable Expenses alphabetically”
  • “Create a new group called Annual Bills”

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Set funding targets and goals

  • “Set Groceries to refill to $600 every month”
  • “Add a $5,000 by December savings goal on Emergency Fund”
  • “Maintain a $1,000 balance in Car Repairs, $50 a month”
  • “Remove the target on Gifts”
The assistant handles every target type Kualia supports: recurring, rollover, maintain-balance, and one-time. See Targets for the underlying behavior.

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Reports and analysis

  • “How much did I spend on dining out the last six months?”
  • “What was my savings rate in Q1?”
  • “Compare my income to spending for the year”
  • “Which categories are over budget this month?”
  • “Show me my account balance trend over the last year”
  • “Roll up spending by category for the last 12 months”
These pull from the same pre-aggregated reports the in-app charts use, so the numbers match what you see on the reports views exactly.

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File feature requests and bug reports

When you ask for something Kualia doesn’t do yet, the assistant can file it on the public feedback site at feedback.kualia.com on your behalf, attributed to your account. It searches existing requests first to avoid duplicates. If it finds a close match, it tells you the current status (planned, in progress, shipped) and offers to upvote it.
  • “I wish there was a dark mode for charts, file that for me”
  • “There’s a bug where the iOS widget shows stale balances overnight”
  • “Take my vote off the request you filed yesterday”
Feedback posts are public. The assistant won’t include your balances, transaction amounts, account names, or merchants in the body. It only writes a generic description of the gap or bug.

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What it won’t do

  • Move real money. The assistant can record transfers between your accounts and adjust envelopes, but it doesn’t initiate bank-side payments.
  • Connect new bank accounts. Plaid linking still happens through the bank connections flow.
  • Auto-approve imported transactions. Rows it creates always land as Needs Review so you stay in control of categorization. Even when you ask it to update them later, they keep that status until you mark them reviewed yourself.
  • Give tax, legal, or investment advice. It will redirect you to a qualified professional.

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Tips

Drag files straight into the chat input: CSVs, PDFs, and receipt images. No upload button needed.
Pin a workspace before chatting. The assistant defaults to your active workspace and won’t ask which one you mean unless you name a different one explicitly.
Short questions get short answers, and they run faster. Simple lookups route to a lighter model automatically; multi-step edits and imports use the more capable one.
  • Importing data: manual import flows outside the chat.
  • Targets: how funding goals work in Kualia.
  • Transactions: manual transaction entry, splits, and review states.