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Overview

Planned transactions help you prepare for money that will move in the future, such as bills, paychecks, transfers, and one-time purchases. They appear on the Planned page and above your transaction list until they are entered or skipped.

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How It Works

Create a transaction as usual, then choose its due date and how often it repeats.
  • Choose a future date with no repeat to schedule it once.
  • Choose a repeat option to make it recurring, such as weekly, monthly, or yearly.
  • Choose whether Kualia should enter it automatically or leave it for you to enter manually.
Each plan includes the account, payee, category, amount, status, and optional notes or reminder.

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Automatic vs Manual Entry

Entry ModeWhat Happens on the Due Date
Enter automaticallyKualia adds the transaction to your transaction list. A recurring plan moves to its next due date.
Enter manuallyThe plan stays due or overdue until you enter it, link an existing transaction, or skip it.
Automatic entry works well for accounts you manage manually. Manual entry can help prevent duplicates when a connected bank will import the real transaction. You can also use Enter now before the due date. The transaction is added with today’s date, and a recurring plan moves to its next occurrence.

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One-Time vs Recurring

ScheduleHow It Works
One-timeHappens once on the selected date, then the plan is completed.
RecurringRepeats on the schedule you choose and shows the next upcoming date.

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Examples

  • Monthly rent - repeat monthly and enter automatically on the first of each month.
  • Electric bill - repeat monthly and enter manually after the final amount is known or imported from your bank.
  • Car registration - schedule it once for the renewal date and add a reminder one week before.
  • Paycheck - repeat every other week so upcoming income is visible ahead of time.
You can edit, pause, skip, or delete a planned transaction at any time. Transactions that were already entered stay in your transaction history.