Overview
Accounts in Kualia represent your real-world financial accounts. They track balances and hold your transactions.Account Types
Kualia supports a wide range of account types organized into four categories:Banking
Credit
Investment
Loans
Adding Accounts
Manual Accounts
Create an account by specifying:- Name
- Account type
- Starting balance
Linked Accounts
Connect your bank to automatically create accounts from your bank. Linked accounts sync balances and transactions automatically.Balance Tracking
Each account tracks three balance types:- Current Balance - total balance including all transactions
- Cleared Balance - only cleared and reconciled transactions
- Pending Balance - only pending transactions
Current Balance = Cleared Balance + Pending Balance
Reconciliation
Reconcile your accounts against bank statements to ensure accuracy. When you reconcile:- Compare your Kualia cleared balance to your bank statement
- Mark matching transactions as reconciled
- Create a balance adjustment if there’s a discrepancy
Account Organization
Customize how accounts appear in your sidebar by reordering them within their groups.Closing Accounts
When you close a bank account or pay off a loan, you can mark the account as closed. Closed accounts:- No longer appear in your active accounts list
- Retain all historical transaction data
- Can be reopened if needed