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Overview

This guide walks you through setting up a complete budget in Kualia, from creating categories to assigning every dollar.

Planning Your Categories

Before diving in, think about how you spend money. Common category groups include:
  • Fixed Expenses - rent/mortgage, insurance, loan payments
  • Variable Expenses - groceries, gas, dining out
  • Savings & Goals - emergency fund, vacation, large purchases
  • Subscriptions - streaming, gym, software
  • Personal - clothing, hobbies, gifts

Setting Up Targets

Once your categories exist, add targets so Kualia can guide your assignments each month.

Your First Month