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Documentation Index

Fetch the complete documentation index at: https://docs.kualia.com/llms.txt

Use this file to discover all available pages before exploring further.

Overview

This guide walks you through setting up a complete budget in Kualia, from creating categories to assigning every dollar.

Planning Your Categories

Before diving in, think about how you spend money. Common category groups include:
  • Fixed Expenses - rent/mortgage, insurance, loan payments
  • Variable Expenses - groceries, gas, dining out
  • Savings & Goals - emergency fund, vacation, large purchases
  • Subscriptions - streaming, gym, software
  • Personal - clothing, hobbies, gifts

Setting Up Targets

Once your categories exist, add targets so Kualia can guide your assignments each month. A target tells Kualia how much money a category needs and when, so you know exactly how much to assign. Kualia supports four target types:
  • Recurring — a fixed amount needed every period. Best for rent, utilities, subscriptions, and groceries.
  • Recurring with Rollover — same as recurring, but unused funds carry over to the next period. Best for dining out, entertainment, or clothing where surplus should accumulate.
  • Maintain Balance — build up to and hold a specific balance. Best for emergency funds, sinking funds, and savings goals.
  • One-Time — a single funding goal with no recurrence. Best for a one-off purchase or savings goal.
To add a target, select a category from the budget view, toggle the target option on, choose the type, and configure the amount, frequency, and dates. For full details on each type, frequency options, and status indicators, see Targets.

Your First Month