> ## Documentation Index
> Fetch the complete documentation index at: https://docs.kualia.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Targets

> Set funding goals for your budget categories

## Overview

Targets tell Kualia how much money a category needs and when. They help you know exactly how much to assign each month so you stay on track with your financial goals.

{/* <img src="/images/targets-overview.png" alt="Targets Overview" /> */}

## Target Types

Kualia supports four types of targets:

### Recurring

A fixed amount needed every period (e.g., every month, every week).

**Use for:** Rent, utilities, subscriptions, groceries - any expense that repeats on a regular schedule.

* Set the amount and frequency
* Kualia shows how much to assign each period
* Resets each period

**Example:** \$1,200 for rent, due monthly on the 1st.

### Recurring with Rollover

Same as recurring, but unused funds carry over to the next period instead of resetting.

**Use for:** Categories where you want to accumulate unused money - dining out, entertainment, clothing.

* Surplus from one period carries into the next
* Under-spending builds up a buffer
* Over-spending borrows from next period's allocation

**Example:** \$200/month for dining out. If you only spend \$150, next month starts with \$50 already available.

### Maintain Balance

Build up to and maintain a specific balance in a category.

**Use for:** Savings goals, emergency funds, sinking funds for large purchases.

* Set a target balance and optional target date
* Kualia calculates the monthly contribution needed
* Once the target balance is reached, no more assignments needed

**Example:** Save \$5,000 for an emergency fund by December, contributing \~\$420/month.

### One-Time

A single funding goal with no recurrence.

**Use for:** One-off savings goals or planned purchases.

## Setting Up a Target

<Steps>
  <Step title="Select a category">
    Navigate to the budget view and select the category you want to add a target to.
  </Step>

  <Step title="Enable target">Toggle the target option on for that category.</Step>
  <Step title="Choose target type">Select from Recurring, Recurring with Rollover, Maintain Balance, or One-Time.</Step>

  <Step title="Configure details">
    Set the amount, frequency, start date, and other options based on the target type.
  </Step>
</Steps>

{/* <img src="/images/targets-setup.png" alt="Target Setup" /> */}

## Target Frequency Options

For recurring and recurring with rollover targets:

| Frequency | Example                                       |
| --------- | --------------------------------------------- |
| Daily     | Every day, every 2 days, etc.                 |
| Weekly    | Every week on Monday, every 2 weeks, etc.     |
| Monthly   | Every month on the 15th, every 3 months, etc. |
| Yearly    | Once a year on a specific date                |

You can set custom intervals (e.g., every 2 weeks, every 3 months) using the **frequency interval** setting.

## Target Status Indicators

{/* <img src="/images/targets-status.png" alt="Target Status" /> */}

Kualia shows visual indicators for each category's target status:

* **Underfunded** - category needs more money to meet its target
* **Funded** - category has exactly enough for its target
* **Overfunded** - category has more than the target requires

## Snoozing Targets

If you need to skip a target for a specific month (e.g., skipping a savings contribution during a tight month), you can **snooze** the target for that month. The target resumes automatically the following month.